Will this bear market ever end? It’s a question I’ve been asking for months now. Indeed, small cap UK shares...
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Managing Money Club
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Market Trends
Musings about the markets. Whether it be recent stocks market moves, key economic data releases, or introductory guides, you’ll find it here.
grow your money
Views on various investments that I’ve considered for my own portfolio. I own small, medium, and large cap stocks, funds, venture capital investments, and more.
retirement planning
Almost everyone has a pension, but not everyone knows how they work or what’s in them. Check out the pensions blog to demystify your pension.
financial independence
Want to retire early, work on your own time, or simply have the freedom to go anywhere? That's what financial independence can do, which is explored in detail here.
blog posts
recently published blogs
Can the Average UK Earner Become an ISA Millionaire?
If you ask 10,000 people if they want to become an ISA millionaire, my guess is that 9,999 of them would say yes. And the only reason the last person said no...
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How Do Share Buybacks Benefit Shareholders?
Today's topic is all about share buybacks. This simple transaction sometimes gets targeted by certain segments of the political spectrum, implying that it’s stock market manipulation...
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What’s Gone on in the UK Stock Market – April 2024
In what seems like a once-in-a-blue-moon event, the UK stock market has outperformed its closest peers in April. I say the UK stock market. What I really mean is the large caps...
Discover Moremarch 2024
Portfolio Performance Update – Q1 2024
Welcome to the first in what will be a quarterly series of updates on the model portfolios built on Managing Money Club…
march 2024
What’s Gone on in the UK Stock Market March 2024
Welcome to the first in what will be a quarterly series of updates on the model portfolios built on Managing Money Club…
march 2024
The Role of Premium Bonds in Your Investment
Welcome to the first in what will be a quarterly series of updates on the model portfolios built on Managing Money Club…
march 2024
Portfolio Performance Update – Q1 2024
Welcome to the first in what will be a quarterly series of updates on the model portfolios built on Managing Money Club…
about us
Get To Know More About Managing Money Club
Investing is a key part of our lives, only I’ve found most people don’t know much about it. But investing is so important because, outside of the State Pension, our private pensions all invest in things like stocks, bonds, property and so on. So Managing Money Club is for those interested in learning more about investing, building portfolios, and growing wealth.
“The stock market is a device for transferring money from the impatient to the patient.”
Warren Buffett
start here
Build an asset allocation using the efficient frontier
The asset class assumptions for returns, volatilities and correlations are taken from J.P. Morgan’s Capital Market Assumptions. They are not designed to inform short-term changes to portfolios.
Let’s start really basic. Cash can be physical currency (like pounds and pence), as well as money held in bank accounts that you can easily access… Discover More >
Government bonds represent loans made by investors to a government. In return for your investment, the government agrees to pay back the full amount on a specified date… Discover More >
Corporate bonds are a bit like a financial IOU issued by companies. When you buy a corporate bond, you are essentially lending money to a company… Discover More >
Equity, in the context of investing, refers to ownership in a company, typically represented by stocks or shares that are listed on a public stock exchange like the London Stock Exchange… Discover More >
When we talk about property as an asset class, it’s not just limited to buying physical real estate or becoming a landlord… Discover More >
Hedge funds employ a range of strategies and are known for their flexibility in investment techniques, including the use of leverage, short-selling, and derivatives… Discover More >
optimal asset allocation copy
From Asset Allocation to Model Portfolios
Make sure to check out the asset allocation and efficient frontier pages before diving into the below example portfolios!
Defensive
The Defensive Portfolio is built for investors with less risk appetite. The portfolio has lower expected returns, but should be less volatile over longer time periods.
Balanced
The Balanced Portfolio has the most varied mix of asset classes. It aims to provide a medium level of expected return and risk over time.
Adventorous
The Adventurous Portfolio is designed to achieve a high expected return but with a greater level of risk versus the Balanced and Defensive portfolios. It still has differing asset classes although relies heavily on equities
Equity
The highest degree of expected return and risk. The Equity Portfolio is 100% equity and uses a varied number of investments that involve buying shares of companies.
optimal asset allocation
MANAGING MONEY CLUB TOP PICKS
Can the Average UK Earner Become an ISA Millionaire?
If you ask 10,000 people if they want to become an ISA millionaire, my guess is that 9,999 of them...
Discover More
What’s Gone on in the UK Stock Market – April 2024
In what seems like a once-in-a-blue-moon event, the UK stock market has outperformed its closest peers in April. I say...
Discover More
Is the UK Stock Market Really Like a Casino?
I came across a newspaper clipping the other day likening investing in shares to gambling. Usually, when I get asked...
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Risks to Avoid When Buying UK Shares
There are many mistakes to try and avoid when buying UK shares. I've come across many, and still have to...
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Should I Put All My Money in the Best Performing Stock Market?
Ever wondered what the best performing stock market has been? Maybe the S&P 500? Or is it the FTSE 100?...
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Active vs. Passive Investing and the Impact of Fees
It’s a debate I hear about often. Countless times in fact. So much so I wrote a research paper on...
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March 2024
Portfolio Performance Update
Welcome to the first in what will be a quarterly series of updates on the model portfolios built on Managing Money Club…
February 2024
What’s Gone on in the UK Stock
Welcome to the first in what will be a quarterly series of updates on the model portfolios built on Managing Money Club…
March 2024
The Role of Premium Bonds
Welcome to the first in what will be a quarterly series of updates on the model portfolios built on Managing Money Club…
OUR PORTFOLIOS
PERFORMANCE
Make sure to check out the asset allocation and efficient frontier pages before diving into the below example portfolios!
Performance Portfolio Update
What’s Gone on in the UK Stock
The Role of Premium Bonds
“Someone's sitting in the shade today because someone planted a tree a long time ago.”
Warren Buffett
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